Category Archives: Collection Practices

Contacting Represented Borrowers-Florida’s Consumer Protection Practices Act

Sarah Lindquist Pape

Website | Email | Linkedin

Phone: 407-563-4335

Fax: 407-425-2747

My practice includes the representation of financial institutions, banks, insurance companies, business owners and other corporate clients. I have a growing and focused practice dedicated to helping financial institutions navigate the complex and expanding area of government regulation and compliance with federal and state laws. This includes working with financial institutions to prepare best practices policies, procedures, and forms, as well as advising financial institutions as to avoiding litigation. When necessary, I will also represent those same institutions in court. I enjoy keeping current with the news and issues that affect banks and financial institutions in their business, and sharing that information along with my thoughts on the issue from a legal perspective based upon my experience.

My firm, Zimmerman, Kiser, & Sutcliffe, P.A.* is a full-service law firm located in Orlando, Florida. Established in 1984 and consistently recognized as one of the largest firms in Central Florida, our firm maintains a respected reputation within the southeast U.S. business and legal community. Our more than 30 attorneys provide comprehensive legal representation in an extensive range of practice areas including corporate, tax, real estate, litigation, banking and financial institutions, structured finance, bankruptcy & creditors’ rights, estate planning & probate, and workers’ compensation.

http://www.zkslawfirm.com

Lenders who operate in Florida should already know that they are subject to consumer protection laws that are broader than the Federal counterpart. Under the current Federal Fair Debt Collection Practices Act (FDCPA), creditors are not considered debt collectors and are … Continue reading

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Know Your Loan Modifications: A Caution Under the Florida Consumer Collection Practices Act

Sarah Lindquist Pape

Website | Email | Linkedin

Phone: 407-563-4335

Fax: 407-425-2747

My practice includes the representation of financial institutions, banks, insurance companies, business owners and other corporate clients. I have a growing and focused practice dedicated to helping financial institutions navigate the complex and expanding area of government regulation and compliance with federal and state laws. This includes working with financial institutions to prepare best practices policies, procedures, and forms, as well as advising financial institutions as to avoiding litigation. When necessary, I will also represent those same institutions in court. I enjoy keeping current with the news and issues that affect banks and financial institutions in their business, and sharing that information along with my thoughts on the issue from a legal perspective based upon my experience.

My firm, Zimmerman, Kiser, & Sutcliffe, P.A.* is a full-service law firm located in Orlando, Florida. Established in 1984 and consistently recognized as one of the largest firms in Central Florida, our firm maintains a respected reputation within the southeast U.S. business and legal community. Our more than 30 attorneys provide comprehensive legal representation in an extensive range of practice areas including corporate, tax, real estate, litigation, banking and financial institutions, structured finance, bankruptcy & creditors’ rights, estate planning & probate, and workers’ compensation.

http://www.zkslawfirm.com

A recent decision by the Florida Second District Court of Appeal spotlights the importance of a lender keeping its loan system up-to-date as to loan modifications and forbearance agreements so that erroneous default notices are not automatically generated and sent … Continue reading

Posted in Collection Practices, Creditor's Rights | Leave a comment